"Closing Costs" are the fees which pay for the various services involved when you sell or buy a house. Sellers and buyers usually negotiate the payment of these closing costs.
As the list below indicates, many of the closing costs result from getting your mortgage loan. Since Augusta Mortgage Solutions has extensive experience with closings & mortgages, we are closing cost experts.
Very soon after you apply for a loan, we'll provide you with the "Loan Estimate" of your costs. This closing cost estimate comes out of our past experience. It's important to note that while our LEs are very accurate, we can't always estimate costs to the penny. We explain LEs with buyers every day, so we'd be glad to answer the you have about closing costs.
We've provided a general list of these costs below, but we will give you a specific list of closing costs, with amounts, soon after you complete your application. At Augusta Mortgage Solutions, we don't believe in surprises, so if your costs change, we'll be sure to let you know immediately.
Standard Closing Costs Loan-Related Costs Loan Origination Fee Points — These are costs you pay up-front to lower your mortgage interest rate (optional) Appraisal Costs Obtaining Your Credit Report Up-front Interest Payment Escrow Account Taxes Property Taxes Recording Fees & Transfer Taxes Insurance Homeowners Insurance Title Insurance Flood or Quake Insurance Private Mortgage Insurance (PMI)
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