Closing Costs

All residential real estate transactions involves certain costs. Buyers and sellers almost always share these costs, as the sales contract specifies.

As indicated below, many of the buyer's costs are related to the costs of originating the mortgage loan. Since Augusta Mortgage Solutions has extensive experience with mortgages and closings, we are closing cost experts.

Loan Estimates (LEs)

Soon after you submit your application, we will provide you with the "Loan Estimate" of your closing costs. The closing cost estimate is based on the loan officer's past experience. Please note that while our LEs are very precise, we can't always predict your costs to the penny. We field questions about these costs every day at Augusta Mortgage Solutions, so please feel free to ask if we can help answer your questions.

We've provided a general list of these costs below, but we'll give you a specific list of closing costs, with amounts, soon after you have completed your application. At Augusta Mortgage Solutions, we don't believe in surprises, so if your costs change, we'll be sure to let you know immediately.

Standard Closing Costs

Loan-Related Costs
  • Up-front Interest Payment
  • Escrow Account
  • Various Taxes
  • Costs associated with "originating" your loan
  • Points — A fee paid to lower your interest rate (optional)
  • Appraisal Fee
  • Pulling YourCredit Report
Property Taxes
  • Insurance
  • Recording Fees and Transfer Taxes
Homeowners Insurance
  • Private Mortgage Insurance (PMI)
  • Title Insurance
  • Flood / Quake Insurance if applicable

At Augusta Mortgage Solutions, we answer questions about closing costs every day. Give us a call at 7068605514.

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Augusta Mortgage Solutions

NMLS#:148529 GA Residential Mortgage Licensee #18861

141 North Belair Road Suite 102 NMLS# 149807
Evans, GA 30809-7431