"Closing Costs" are the fees that pay for various services involved in the sale of a house. Buyers and sellers almost always negotiate to decide how to share these closing costs.
As you'll see below, many of the buyer's closing costs are related to the costs of getting the loan. Since Augusta Mortgage Solutions is highly experienced with mortgages & closings, we are closing cost experts.
Soon after you apply for a loan, we'll provide you with the "Loan Estimate" of your closing costs. We base this closing cost estimate on our many years of past experience. Please note that while our LEs are very accurate, we cannot always estimate costs to the penny. We answer buyers' questions about closing costs every day at Augusta Mortgage Solutions, so don't hesitate to ask if you have questions.
We've provided a general list of these costs below, but we'll provide you a specific list of closing costs, with amounts, soon after you have completed your loan application. At Augusta Mortgage Solutions, we don't believe in surprises, so if your costs change, we'll be sure to let you know immediately.
Standard Closing Costs Loan-Related Costs Points — A fee paid to lower your mortgage interest rate (optional) Appraisal Fee Credit Report Interest Payment Escrow Fees TaxesLoan-related costs Property Taxes Transfer Taxes & Recording Fees Insurance Homeowners Insurance Flood or Quake Insurance Private Mortgage Insurance (PMI) Title Insurance
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