When to Talk to Your Mortgage Pro

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It's important to see a mortgage professional early, even before you've decided what type of home to look for. What for? How can we help if you haven't negotiated a purchase amount, and don't know yet the amount you want to borrow?

We Can Help You Pre-Qualify

We can help you find out the loan amount you can qualify for and the monthly mortgage payment amount you are able to afford by helping you pre-qualify. This process outlines your finances - your debt, income, employment, and down payment money, among other things. We require a minimum amount of paperwork, with a short,basic process.

After you qualify, will present to you what's called a Pre-Qualification Letter (your real estate agent might call it a "pre-qual"), that documents the fact that we are helping you to find the best loan program to fit your needs and that we're confident you'll qualify for a mortgage for up to a specific amount.

Pre-Qual Power

A number of beneifits open to you once you have found your dream house, and have achieved pre-qualification power. The first is that you'll know what you'll be able to afford when determining your offer. Even more important to the current owner, your pre-qualification status gives them confidence - as if you had entered their house with a suitcase of cash to make the offer! They won't need to worry that they're wasting their time if you do not have the ability to qualify for a high enough mortgage. The seller won't worry if he can count on you to qualify for your loan.Your qualifying for your needed mortgage loan amount won't be something for them to be concerned about. You have the ability to back your offer up.

We will help you pre-qualify

We can help you determine the loan amount you can qualify for and the monthly payment amount you can afford by getting you pre-qualified. The process outlines your financial situation - your debt, income, employment, cash available for down payment, among other things. We require a minimum amount of paperwork, and avoid a lengthy process.

One-on-One

It is vital to sit down and meet with us, even though you are free to also try the helpful mortgage calculators on this website. We can work toward your pre-qualification letter. Then, we will make sure we have chosen the ideal mortgage program for your situation. Let us help you get started: Call us at 7068605514.

Have questions about pre-qualifying? Call us at 7068605514. We answer pre-qualification questions every day.