The Importance of Pre-Qualification

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It's helpful to visit with a mortgage professional first, even before you've determined the kind of home you hope to find. Why? If you do not know yet how much home you want to qualify for, what can we help you with?

We Will Help You Pre-Qualify

Our mortgage professionals will help you find out the loan amount you can qualify for and the mortgage payment amount you are able to afford by getting you pre-qualified. We will do this by analyzing your debts and income, your work and residence situations, your funds available for a down payment, required reserves, and some other things. It is a quick, thorough process with minimal risks for papercuts.

We'll give you a Pre-Qualification Letter once you qualify, which documents that we are confident you'll qualify for a specific amount of mortgage dollars.

Pre-Qual Power

Armed with your pre-qualification letter, several advantages fall at your feet when you find the home you want to make an offer for. First, you have some general numbers in mind, as the total you will be able to borrow. Of greater importance to the current home owner, your being pre-qualified is like your having entered their house with a bag full of money ready to purchase their house! They won't need to wonder if that they are wasting their time if you will not be able to qualify for a high enough mortgage. The seller won't be concerned that he can't count on you to qualify for your loan.Your qualifying for the necessary loan amount will not cause them concern. They have a virtual guarantee that they can trust your buying power.

We help with your pre-qualification

We can help you calculate how much of a mortgage loan you can afford, and how much money you can borrow, by walking you through pre-qualifying. We can accomplish this by reviewing your debts and income, your employment and residence circumstances, your funds available for a down payment, required reserves, and other considerations. It's a quick, thorough process with minimal risks for papercuts.

One on one

You can always use the calculators on this site to get an idea of how much mortgage you'll be able to afford - but it's also essential to talk with us. We can walk you through your pre-qualification letter. Next, we can study your loan choices and be sure you have found the right one. Contact us at 7068605514 to get started.

Have questions about pre-qualifying? Call us at 7068605514. We answer pre-qualification questions every day.