Why it's Important to Pre-Qualify

Looking for a mortgage loan? We'd be thrilled to talk about your mortgage needs! Call us at 7068605514. Ready to begin? Apply Here.

Even if you have not so much as picked out homes to visit yet, it's important to see your mortgage pro first. What for? Perhaps it's difficult to fathom how we could help even before you begin to talk about prices and negotiations.

We Can Help You Pre-Qualify

We will help determine how much of a mortgage you can afford, and how much money you can borrow, by taking you through the pre-qualification process. We can achieve this by analyzing your income and debts, your employment and residence situations, your available funds for down payment, required reserves, and other considerations. It is a short, thorough process with minimal risks for papercuts.

At the point you are considered eligible, we will prove our confidence in your capacity to qualify for a mortgage loan by presenting you with a Pre-Qualification Letter (also known as a "pre-qual").

Power in the Pre-Qual

Holding your pre-qualification letter, a number of advantages fall at your feet once you locate the house you want to make an offer for. First of all, you have some definite numbers in mind, as the total you will be able to borrow. Your pre-qualification will also make your offer more attractive to the home seller, like you were bringing them a suitcase of cash! They need not worry that they're wasting their time if you don't have the ability to qualify for a high enough mortgage loan. The seller of the home won't be concerned that he won't be able to trust you to qualify for your mortgage in the amount you'll need.Your qualifying for your needed mortgage loan amount won't be something for them to be concerned about. They have a virtual guarantee to trust your buying power.

We will help you pre-qualify

Our mortgage professionals can help you find out how much of a loan you can qualify for and the monthly payment amount you are able to afford by getting you pre-qualified. This process outlines your financial situation - your debts, income, job, cash available for down payment, among other things. It's quick and to the point; and we keep the paperwork light.

Face to Face

You can always use the mortgage calculators here on our site to get an idea of how much mortgage you can afford - but it's also important to meet with one of our mortgage professionals. That way, we'll help you get your pre-qualification letter. Then, we will make sure we have chosen the right mortgage loan program for your situation. Let us get you started: Call us at 7068605514.

Have questions about pre-qualifying? Call us at 7068605514. It's our job to answer pre-qualification questions, so we're happy to help!

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Augusta Mortgage Solutions

NMLS#:148529 GA Residential Mortgage Licensee #18861

141 North Belair Road Suite 102 NMLS# 149807
Evans, GA 30809-7431