The Importance of Pre-Qualifying

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It is valuable to consult your mortgage loan professional early — even before you have started narrowing down neighborhoods. What for? When you do not yet know how much house you want to qualify for, what could we help you with?

We Will Help You Pre-Qualify

When we pre-qualify you, we help you figure out the amount in monthly payments you can fit in your budget, and how much we of a loan you can qualify for. We will achieve this by considering your debts and income, your employment and housing circumstances, your available funds for down payment, required reserves, and some other things. We ask for a minimum amount of paperwork, with a short,basic process.

After you qualify, we give you what's called a Pre-Qualification Letter (your real estate agent may call it a "pre-qual"), that states that we are helping you to find the best mortgage loan program to meet your needs and that we're confident you'll qualify for a mortgage up to a certain amount.

Buying Clout

A number of advantages open to you when you have found your new house, and have achieved pre-qualification. First, it lets you know the amount that you're able to offer. Even more important to the seller, your pre-qualification gives them confidence - as if you had come to their home with a suitcase of cash to back up the offer! They will not need to wonder if that they're wasting their time if you won't be able to have the ability to qualify for a big enough mortgage. The seller of the home won't be concerned that he can't count on you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary mortgage loan amount will not cause them concern. They have a virtual guarantee to trust your buying power.

We help with your pre-qualification

We will help you determine the loan amount you can qualify for and the monthly payment amount you are able to afford by helping you pre-qualify. In this process, we explore your capacity to borrow - looking at your earning status, available money for down payment, debt, income, and other areas. It's quick and basic; and we take pride in keeping the paperwork to a minimum.

One-on-One

It is important for you to sit down and talk with us, even though you are welcome to also try the helpful mortgage loan calculators on our website. We can work toward your pre-qualification letter. Next, we can consider your loan options to make sure you are in the best one. Let us help you get started: Call us at 7068605514.

Have questions about pre-qualifying? Call us at 7068605514. We answer pre-qualification questions every day.

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Augusta Mortgage Solutions

NMLS#:148529 GA Residential Mortgage Licensee #18861

141 North Belair Road Suite 102 NMLS# 149807
Evans, GA 30809-7431