When to Talk to Your Mortgage Pro

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Even if you haven't so much as narrowed down homes to view yet, it's advantageous to visit with your mortgage loan professional early. Why? When you do not know yet how much home you need to qualify for, what could we help you with?

We Will Help You Pre-Qualify

We will help determine how much of a mortgage you can afford, and how much money you may be able to borrow, by taking you through the pre-qualification process. During this process, we calculate your ability to borrow - looking at your earning status, available money for down payment, debts, income, and other areas. We will require a minimum amount of paperwork, with a short,basic process.

We'll award you a Pre-Qualification Letter once you qualify, which states that we are confident you'll qualify for a predetermined amount of mortgage dollars.

Power in the Pre-Qual

Armed with your pre-qualification letter, several advantages are yours when you locate the home you want to make an offer on. First of all, you have some general numbers in mind, as the total you will be able to borrow. Even more important to the seller of the home, your pre-qualification status gives them certainty - as if you'd come to their home with a bag of cash to make the offer! They will not need to wonder if they have been wasting their time if you will not have the ability to qualify for a high enough mortgage. The seller of the home won't worry if he can trust you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary loan amount won't cause them concern. You will have the influence of a buyer ready to make the purchase on the spot!

We help with your pre-qualification

We can help you find out the loan amount you can qualify for and the mortgage payment amount you are able to afford by helping you pre-qualify. During this process, we calculate your borrowing capacity - looking at your job, money available for down payment, debts, income, and other areas. It's quick and to the point; and we keep the paperwork to a minimum.

One-on-One

While you can benefit from our tools to calculate mortgage variables on our website, it is a good idea to sit down and talk with one of our mortgage professional team members. We can walk you through your pre-qualification letter. For another thing, we may locate a different mortgage option that fits your needs better. Contact us at 7068605514 to get started.

Have questions about pre-qualifying? Call us at 7068605514. It's our job to answer pre-qualification questions, so we're happy to help!