Why it's Important to Pre-Qualify

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Even if you've not so much as picked out houses to visit yet, it can be valuable to contact your mortgage professional early. Why? When you don't yet know how much home you want to qualify for, how can we help?

We Can Help You Pre-Qualify

We will help you calculate the loan amount you can qualify for and the monthly mortgage payment amount you are able to afford by helping you pre-qualify. We can accomplish this by considering your debts and income, your work and housing circumstances, the funds available for a down payment, required reserves, and other considerations. It's short and to the point; We keep the paperwork light.

We give you a Pre-Qualification Letter if you qualify, that says that we're confident you can qualify for up to a certain amount of mortgage loan dollars.

Pre-Qualification Power

When you find the house that is right for you, and you want to make an offer, being pre-qualified for a mortgage loan will do a couple of things. The first is that you can know the amount you'll be able to afford when calculating the offer. Of greater importance to the current home owner, your being pre-qualified is like your having entered their house with a suitcase full of money ready to purchase the house! They will not have to be concerned that they are wasting their time if you will not be able to qualify for a big enough mortgage. The seller won't be concerned that he can't count on you to qualify for your mortgage in the amount you'll need.Your qualifying for your needed loan amount will not be something for them to fret over. You have the ability to back up your offer.

We will help you pre-qualify

When we pre-qualify you, we help you decide the amount you can afford in monthly mortgage payments you can afford, and the loan amount you will qualify for. During the process, we calculate your borrowing power - looking at your employment, available money for down payment, existing debt, income, and other areas. We will require a minimum amount of paperwork, with a short, basic process.

One on one

You can certainly use the mortgage calculators here on our website to calculate the size mortgage you'll be able to afford - but it's also essential to meet with one of our mortgage professionals. That way, we'll be able to help you get your pre-qualification letter. For another thing, we could locate a different mortgage loan option that fits your needs better. We're waiting to hear from you: contact us at 7068605514.

Have questions about pre-qualifying? Call us at 7068605514. It's our job to answer pre-qualification questions, so we're happy to help!