The Importance of Pre-Qualification
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It's important to visit with a mortgage loan pro first, even if you haven't decided what sort of home to look for. What for? It may be difficult to understand the way we can help even before you begin to negotiate.
We Will Help You Pre-Qualify
We can help determine how much of a mortgage you can afford, and the amount of money you may be able to borrow, by taking you through pre-qualifying. We can accomplish this by analyzing your income and debts, your work and housing situations, your funds available for down payment, required reserves, and other financial considerations. It's short and basic; We keep the paperwork light.
When you are determined to be eligible, we document our confidence in your ability to qualify for a mortgage loan by awarding you a Pre-Qualification Letter (also called a "pre-qual").
Holding your pre-qualification letter, several advantages are yours when you locate the house you want to put together an offer on. The first is that you'll know what you'll be able to afford when determining your offer.
More important to the seller, your being pre-qualified is like your having walked into their front door with a suitcase full of cash ready to make the deal! They need not wonder if that they are wasting their time if you don't have the ability to qualify for a big enough mortgage loan. The seller won't be concerned that he won't be able to count on you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary mortgage loan amount won't be something for them to be concerned about. You have the ability to back your offer up.
We can help you pre-qualify
Our mortgage professionals can help you find out how much of a loan you can qualify for and the monthly mortgage payment amount you can afford by helping you pre-qualify. We do this by analyzing your debts and income, your employment and residence situations, your funds available for down payment, required reserves, and other financial considerations. It's quick and basic; and we keep the paperwork to a minimum.
One on one
It is vital for you to sit down and meet with us, even though you are welcome to also utilize the helpful mortgage loan calculator tools on this website. We can begin getting your pre-qualification letter. For another thing, we may be able to find a different mortgage loan option that fits your needs better. We are eager to hear from you: call us at 7068605514.
Have questions about pre-qualifying? Call us at 7068605514. It's our job to answer pre-qualification questions, so we're happy to help!