Why Pre-Qualify?

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It is valuable to see a mortgage professional first, even before you've determined what type of home you hope to find. Why? Maybe it's difficult to understand the ways in which we could help even before you start to negotiate.

We Will Help You Pre-Qualify

When we pre-qualify you, we help you figure out how much of a monthly mortgage payment you can fit in your budget, and the size of loan you can qualify for. In this process, we explore your capacity to borrow - looking at your earning status, money available for down payment, debts, income, and other areas. We will ask for a minimum amount of paperwork, with a quick process.

When you qualify, we present to you what's called a Pre-Qualification Letter (your real estate agent might call it a "pre-qual"), which states that we are helping you to find the right mortgage loan to fit your situation and that we are confident you'll qualify for a loan up to a certain amount.

Pre-Qualification Power

Several advantages open to you once you've found your new house, and have pre-qualification. The first is that you can know what you will be able to afford when calculating the offer. Of greater importance to the home seller, your pre-qualification is like your having walked into their house with a suitcase full of money ready to make the deal! They will not need to wonder if they are wasting their time if you do not be able to qualify for a high enough mortgage loan. The seller won't be concerned that he won't be able to trust you to qualify for your loan.Your qualifying for the necessary loan amount will not be something for them to fret over. They have a virtual guarantee to trust your ability to back up your offer.

We will help you with your pre-qualification

We will help determine how much of a mortgage you can afford, and how much money you will be able to borrow, by walking you through pre-qualifying. In the process, we explore your ability to borrow - analyzing your job, available money for down payment, existing debt, income, and other circumstances. We as for a minimum amount of paperwork, with a quick process.

One on one

It is important to sit down and talk with us, even though you are welcome to also use the helpful mortgage loan calculators on our site. That way, we'll be able to help you get your pre-qualification letter. Then, we will make sure we have the best mortgage loan program for you. Let us get you started: Call us at 7068605514.

Have questions about pre-qualifying? Call us at 7068605514. We answer pre-qualification questions every day.